Spain vs Germany: Digital Nomad Visa Comparison Guide (2026)

🇪🇸

Spain

🇩🇪

Germany

Tap to swap a country — URL updates automatically

At a glance

$2,646/mo
Min. Income
$4,000/mo
24%
Tax Rate
35%
$1,800/mo
Living Cost
$2,400/mo
10yr
Citizenship
5yr

Tax Calculator

Spain Digital Nomad Visa Tax & Savings Calculator

🇪🇸Spain
/mo

Net Monthly Savings

+$2,000

40.0% of gross income kept

Financial Breakdown

Gross Income
$5,000
Tax (24% flat rate)
− $1,200
Net After Tax
$3,800
Avg. Living Cost
− $1,800
Final Monthly Savings
$2,000

One-time government visa fee: $790 · Min. income requirement: $2,646/mo

Germany Digital Nomad Visa Tax & Savings Calculator

🇩🇪Germany
/mo

Net Monthly Savings

+$850

17.0% of gross income kept

Financial Breakdown

Gross Income
$5,000
Tax (35% flat rate)
− $1,750
Net After Tax
$3,250
Avg. Living Cost
− $2,400
Final Monthly Savings
$850

One-time government visa fee: $100 · Min. income requirement: $4,000/mo

Document Requirements

Spain Digital Nomad Visa Documents and Required Checklist 2026

Document Vault

Spain · 6 required documents · ~30 days to gather

Document Readiness0/6 complete

Easy

2

docs

Medium

3

docs

Hard

1

docs

Valid Passport

IdentityEasyImmediate

Proof of Income

FinancialMedium7d to obtain

Criminal Background Check

LegalHard30d to obtain

Private Health Insurance

HealthEasy3d to obtain

Employment/Client Contract

LegalMedium14d to obtain

Proof of Accommodation

HousingMedium7d to obtain

Check off documents as you gather them · Updated for 2026

Germany Digital Nomad Visa Documents and Required Checklist 2026

Document Vault

Germany · 4 required documents · ~30 days to gather

Document Readiness0/4 complete

Easy

1

docs

Medium

1

docs

Hard

2

docs

Valid Passport

IdentityEasyImmediate

Professional Qualifications

LegalHard21d to obtain

Financial Viability Proof

FinancialHard30d to obtain

German Health Insurance

HealthMedium7d to obtain

Check off documents as you gather them · Updated for 2026

Residency Roadmap

Residency Roadmap

Spain · 6 stages · Citizenship eligible in 10 years

Citizenship path

Step-by-step application process for Spain

Visa type: Digital Nomad Visa (Ley de Startups)Max stay: 1 year (renewable to 5)

Residency Roadmap

Germany · 5 stages · Citizenship eligible in 5 years

Citizenship path

Step-by-step application process for Germany

Visa type: Freelancer Visa (Freiberufler)Max stay: 3 years (renewable)